:root{--tkc-navy:#082449;--tkc-deep:#061b35;--tkc-blue:#1269aa;--tkc-orange:#f57831;--tkc-ink:#15253b;--tkc-muted:#62758c;--tkc-border:#e0e9f1;--tkc-light:#f4f8fb}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--tkc-ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Arial,sans-serif;background:#fff;line-height:1.65}a{color:inherit}button,input{font:inherit}img{max-width:100%;display:block}.tkc-wrap{width:min(1180px,calc(100% - 44px));margin-inline:auto}.tkc-skip{position:absolute;left:-9999px;top:0;background:#fff;padding:8px;z-index:999}.tkc-skip:focus{left:16px}.tkc-header{position:relative;z-index:90;background:#fff;border-bottom:1px solid var(--tkc-border)}.tkc-header-inner{min-height:86px;display:flex;align-items:center;gap:25px}.tkc-brand{display:flex;align-items:center;flex:none;width:210px;height:76px}.tkc-brand img{width:100%;height:100%;object-fit:contain;object-position:left center}.tkc-nav{display:flex;align-items:center;gap:18px;margin-left:auto}.tkc-nav a{font-size:13px;color:#274361;text-decoration:none;font-weight:700;white-space:nowrap}.tkc-nav a:hover,.tkc-nav a[aria-current=page]{color:#ee712e}.tkc-header-cta{background:var(--tkc-orange);color:#fff;padding:11px 16px;font-size:13px;font-weight:800;text-decoration:none;border-radius:9px;white-space:nowrap}.tkc-menu{display:none;position:relative}.tkc-menu summary{list-style:none;cursor:pointer;padding:8px 12px;font-size:25px;color:var(--tkc-navy)}.tkc-menu summary::-webkit-details-marker{display:none}.tkc-menu nav{display:flex;position:absolute;right:0;top:48px;z-index:150;background:#fff;min-width:245px;border:1px solid var(--tkc-border);box-shadow:0 15px 35px #08244920;border-radius:12px;padding:12px;flex-direction:column}.tkc-menu nav a{font-weight:700;text-decoration:none;padding:8px 10px;font-size:14px}.tkc-menu nav a:hover{background:#f0f6fa}.tkc-eyebrow{color:var(--tkc-orange);font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:2px}.tkc-hero{position:relative;overflow:hidden;background:linear-gradient(118deg,#071f3c,#0c426d 65%,#0d557c);color:#fff}.tkc-hero:after{content:"";pointer-events:none;position:absolute;right:-150px;top:-180px;width:560px;height:560px;border:1px solid #ffffff1d;border-radius:50%;box-shadow:0 0 0 110px #ffffff06,0 0 0 250px #ffffff04}.tkc-hero-inner{position:relative;z-index:1;padding:83px 0 75px}.tkc-hero h1{font-size:clamp(37px,5vw,66px);max-width:840px;line-height:1.13;letter-spacing:-2px;margin:18px 0;font-weight:850}.tkc-hero p{font-size:18px;color:#c9dce9;max-width:740px;line-height:1.75;margin:0}.tkc-crumbs{display:flex;align-items:center;gap:9px;font-size:13px;color:#a8c2d5}.tkc-crumbs a{color:inherit;text-decoration:none}.tkc-crumbs a:hover{color:#fff}.tkc-section{padding:67px 0}.tkc-section-heading{max-width:820px;margin-bottom:32px}.tkc-section h2,.tkc-section-heading h2{font-size:clamp(28px,3.5vw,43px);line-height:1.2;letter-spacing:-1px;margin:8px 0 15px}.tkc-section-heading>p{color:var(--tkc-muted);font-size:17px;margin:0}.tkc-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.tkc-card{border:1px solid #e3eaf1;border-radius:17px;overflow:hidden;background:#fff;box-shadow:0 7px 28px #0824490d;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}.tkc-card:hover{transform:translateY(-4px);box-shadow:0 17px 38px #08244918}.tkc-card-img{display:block;aspect-ratio:16/10;overflow:hidden;background:#eaf1f7}.tkc-card-img img{width:100%;height:100%;object-fit:cover;transition:transform .3s}.tkc-card:hover img{transform:scale(1.035)}.tkc-card-content{padding:25px 25px 26px;display:flex;flex-direction:column;flex:1}.tkc-tag{color:#dd6a2c;text-transform:uppercase;letter-spacing:1.4px;font-weight:850;font-size:11px}.tkc-card h3{font-size:23px;line-height:1.25;margin:12px 0 13px;letter-spacing:-.4px}.tkc-card h3 a{text-decoration:none}.tkc-card p{color:#63768b;font-size:14px;line-height:1.7;margin:0 0 25px}.tkc-card-bottom{margin-top:auto;display:flex;justify-content:space-between;align-items:center;gap:7px;font-size:12px;color:#667a8c}.tkc-read{font-size:13px;color:var(--tkc-blue);font-weight:850;text-decoration:none}.tkc-read:hover{text-decoration:underline}.tkc-light{background:#f3f8fc}.tkc-band{background:var(--tkc-deep);border-radius:18px;padding:38px 42px;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:22px}.tkc-band h2{font-size:clamp(22px,2.8vw,32px);line-height:1.2;margin:7px 0 8px}.tkc-band p{color:#bbd0e4;margin:0}.tkc-button{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:9px;padding:14px 21px;font-weight:800;font-size:14px;text-decoration:none;background:var(--tkc-orange);color:#fff;white-space:nowrap}.tkc-button:hover{background:#e7621b}.tkc-footer{background:#061d37;color:#fff;padding:56px 0 20px}.tkc-footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:65px}.tkc-footer-brand{text-decoration:none;color:#ff833d;font-size:23px;font-weight:900;letter-spacing:.2px}.tkc-footer-brand span{color:#62c7ef}.tkc-footer p{max-width:350px;color:#adc1d3;font-size:14px}.tkc-muted{color:#adc1d3!important}.tkc-footer h2{font-size:15px;margin:6px 0 16px}.tkc-footer-grid>div>a:not(.tkc-footer-brand){display:block;color:#c9d7e7;text-decoration:none;margin:8px 0;font-size:14px}.tkc-footer-grid a:hover{text-decoration:underline}.tkc-footer-bottom{border-top:1px solid #ffffff24;color:#9bb1c7;font-size:12px;margin-top:34px;padding-top:20px}.mobile-actions{display:none}.tkc-article-shell{display:grid;grid-template-columns:minmax(0,760px) minmax(220px,300px);gap:70px;align-items:start}.tkc-article-intro{font-size:19px;color:#314760;line-height:1.8}.tkc-article-content h2{font-size:29px;letter-spacing:-.5px;line-height:1.3;color:var(--tkc-navy);margin:43px 0 15px}.tkc-article-content p{font-size:16px;line-height:1.86;margin:0 0 17px}.tkc-article-content ul{padding-left:23px;margin:0 0 21px}.tkc-article-content li{margin:8px 0;line-height:1.7}.tkc-note{margin:25px 0;padding:21px 24px;border-left:4px solid var(--tkc-orange);border-radius:0 12px 12px 0;background:#fff5ed;color:#3e4b5b}.tkc-side{position:sticky;top:25px;background:#f1f7fb;padding:24px;border-radius:15px;border:1px solid #e3edf5}.tkc-side h2{font-size:20px;line-height:1.3;margin:8px 0}.tkc-side p{font-size:14px;color:#64768a;margin:0 0 20px}.tkc-side .tkc-button{width:100%;white-space:normal;text-align:center}.tkc-photo{width:100%;aspect-ratio:16/7;object-fit:cover;border-radius:16px;margin:27px 0 25px}.tkc-recs{padding:30px 0 70px}.tkc-article-meta{display:flex;gap:15px;flex-wrap:wrap;font-weight:650;font-size:13px;color:#d6e7f3;margin-top:21px}.tkc-back{color:var(--tkc-blue);font-size:14px;font-weight:800;text-decoration:none}.tkc-back:hover{text-decoration:underline}@media(max-width:1150px){.tkc-nav{gap:10px}.tkc-nav a{font-size:12px}.tkc-brand{width:170px}.tkc-header-cta{display:none}}@media(max-width:850px){.tkc-header-inner{min-height:76px}.tkc-nav{display:none}.tkc-header-cta{margin-left:auto;display:inline-flex}.tkc-menu{display:block}.tkc-brand{width:188px}.tkc-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.tkc-article-shell{grid-template-columns:1fr;gap:30px}.tkc-side{position:static}.tkc-footer-grid{grid-template-columns:1fr 1fr;gap:24px}.tkc-hero-inner{padding:65px 0}}@media(max-width:650px){body{padding-bottom:calc(74px + env(safe-area-inset-bottom))}.tkc-wrap{width:calc(100% - 36px)}.tkc-header-inner{min-height:68px;gap:6px}.tkc-brand{width:172px;height:58px}.tkc-header-cta{display:none}.tkc-menu{margin-left:auto}.tkc-hero-inner{padding:48px 0 52px}.tkc-hero h1{font-size:36px;letter-spacing:-1.2px}.tkc-hero p{font-size:15px}.tkc-section{padding:44px 0}.tkc-card-grid{grid-template-columns:1fr;gap:18px}.tkc-card h3{font-size:22px}.tkc-band{display:block;padding:27px}.tkc-band .tkc-button{margin-top:21px;width:100%}.tkc-footer-grid{grid-template-columns:1fr;gap:26px}.tkc-article-content h2{font-size:25px}.tkc-article-intro{font-size:17px}.tkc-photo{aspect-ratio:4/3}.tkc-recs{padding-bottom:50px}.mobile-actions{position:fixed;z-index:150;bottom:0;left:0;right:0;padding:9px 14px calc(9px + env(safe-area-inset-bottom));background:#f6f8fb;border-top:1px solid #dce5ee;display:flex;gap:10px;box-shadow:0 -7px 22px #0b244016}.mobile-actions a{height:49px;display:flex;align-items:center;justify-content:center;flex:1;min-width:0;text-decoration:none;border-radius:11px;font-size:15px;font-weight:850}.mobile-actions .tkc-mobile-call{background:#fff;border:1px solid #8da0b4;color:#1d3a58}.mobile-actions .tkc-mobile-quote{background:#f57831;color:#fff}.tkc-footer{padding-bottom:30px}}@media(max-width:340px){.tkc-brand{width:144px}.mobile-actions a{font-size:13px}}.tkc-header{position:sticky;top:0}.tkc-brand{width:218px;height:auto;min-height:76px}.tkc-brand img{width:100%;height:auto;object-fit:contain}.tkc-footer-grid{grid-template-columns:minmax(0,1.5fr) repeat(3,minmax(0,1fr));gap:38px}.tkc-footer-brand{display:inline-flex;align-items:center;justify-content:center;border-radius:10px;padding:8px 12px;background:#fff;max-width:100%}.tkc-footer-brand img{display:block;width:225px;max-width:100%;height:auto}.tkc-footer-about p{font-size:12px;line-height:1.7;max-width:300px;margin:16px 0 13px}.tkc-footer-links h2{font-size:13px;color:#fff;margin:7px 0 15px}.tkc-footer-links a,.tkc-footer-links span{display:block;font-size:12px;line-height:1.7;margin:0 0 9px;color:#b8cbdc;text-decoration:none}.tkc-footer-links a:hover{color:#fff;text-decoration:underline}.tkc-google{display:inline-flex;align-items:center;gap:9px;border-radius:999px;background:#fff;border:1px solid #f1dfbf;padding:7px 11px;color:#153b5c;font-size:12px;font-weight:800}.tkc-google span{color:#dda01d;font-size:15px;letter-spacing:-.6px}.tkc-footer-bottom{margin-top:31px}.tkc-nav a:focus-visible,.tkc-header-cta:focus-visible,.tkc-menu summary:focus-visible,.tkc-menu a:focus-visible,.tkc-button:focus-visible,.tkc-card a:focus-visible,.tkc-mobile-call:focus-visible,.tkc-mobile-quote:focus-visible{outline:3px solid #ff9b62;outline-offset:3px}@media(max-width:1150px){.tkc-footer-grid{gap:24px}}@media(max-width:850px){.tkc-brand{width:205px;min-height:72px}.tkc-footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:26px}}@media(max-width:650px){.tkc-brand{width:184px;min-height:60px}.tkc-footer-grid{grid-template-columns:1fr 1fr;gap:26px 20px}.tkc-footer-about{grid-column:1 / -1}.tkc-footer-brand img{width:200px}.tkc-footer-about p,.tkc-footer-links h2{font-size:12px}.tkc-footer-links a,.tkc-footer-links span{font-size:11px}.mobile-actions{display:grid;grid-template-columns:.9fr 1.1fr;gap:9px;padding:10px 15px calc(10px + env(safe-area-inset-bottom));background:#fff;box-shadow:0 -5px 30px #092f4b1f}.mobile-actions a{height:44px;min-height:44px;border-radius:11px;font-size:12px}.mobile-actions .tkc-mobile-call{background:#f5f8fa;border:1px solid #d8e3eb;color:#082449}.mobile-actions .tkc-mobile-quote{background:#ff7837}.tkc-footer{padding-bottom:31px}}@media(max-width:380px){.tkc-footer-grid{grid-template-columns:1fr}.tkc-footer-about{grid-column:auto}.tkc-brand{width:170px}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important}}.tkc-article-content img.tkc-photo{width:100%;height:auto;aspect-ratio:auto;max-height:none;object-fit:contain;object-position:center;border-radius:16px}.tkc-sources{margin:32px 0 0;border:1px solid #d8e7f2;border-radius:15px;background:#f6fafe;padding:22px 25px}.tkc-sources h2{font-size:21px;margin:0 0 6px;color:#082449}.tkc-sources>p{color:#536b81;font-size:13px;line-height:1.6;margin:0 0 12px}.tkc-sources ul{margin:0;padding-left:21px}.tkc-sources li{margin:9px 0;line-height:1.6;font-size:14px}.tkc-sources a{color:#155e99;font-weight:750;text-decoration:underline;text-underline-offset:3px}.tkc-sources a:hover{color:#e36b2e}@media(max-width:650px){.tkc-sources{padding:19px 18px}.tkc-sources h2{font-size:19px}}